Finplan Limited has considered its obligations under the Sustainable Finance Disclosure Regulation (SFDR) and has decided not to take into account the principal adverse impacts of investment decisions on sustainability factors in its investment and insurance-based investment advice.

We have taken this position for two reasons. First, we are an intermediary, not a product manufacturer. The investment products we advise on are built and managed by the product providers with whom we hold agencies, and responsibility for product-level sustainability disclosures rests with them. Second, we are a small firm, and a formal PAI framework would be disproportionate to the scale and nature of our business.

We do gather each client’s sustainability preferences as part of our fact-finding process. These are reflected in our advice and recorded in each client’s Statement of Suitability.

Last reviewed: March 2026.